← Knowledge library

RCM & insurance

Configure products, issued policies and benefit classes

Separate what an insurer sells from the specific policy and class a patient belongs to.

Current source · source reviewed · 7 min read

Before you begin

1. Resolve the program first

Choose the insurance program supported by the instrument evidence before product, policy and class. Different programs can carry different coverage boundaries; do not infer the program from a brand name.

2. Create the product and issued policy

Keep the product definition separate from the named holder’s issued policy. Record policy term, source schedule, version and pinned regulatory/configuration package.

3. Define policy-specific classes

Record class code, network, accommodation, benefit, authorization and formulary relationships. Retain the payer-to-local class mapping rather than inventing a class to satisfy an unmapped response.

4. Review inherited values

Inspect program → product → policy → class → authorized member endorsement. An inherited cell should identify its source layer. Apply only evidenced overrides and preserve unrelated inherited properties.

Value states matter

Unknown, not applicable, not supplied and explicit none have different meanings. A blank limit or cost share must not be treated as zero or unlimited.

Registration while setup is under review

Provisional patient coverage capture is supported while configuration is being reviewed. Financial readiness and activation of a benefit class are separate controls; registration should retain the patient and create a resolution task.

Troubleshooting

The payer class cannot be mapped

Keep the received class reference and route it to benefits operations. Create or correct the evidenced mapping, then review the patient coverage.

Source evidence

References are pinned to the private MANSOQ source repository. Repository access is required to open these links.